14k Gold Fluted Disc Necklace with Ruby Heart Starburst Cross Pendant • Stamped 1/20 10k gold

• Stamped 1/20 10k gold filled

adding dimension without overpowering its polished simplicity

earned a reputation in the early 20th century for exquisite gold-filled and plated expansion bracelets

the locket is styled with a rosary style chain of seed pearls

14k Gold Fluted Disc Necklace with Ruby Heart Starburst Cross Pendant • Stamped 1/20 10k goldThis vintage 14k gold necklace features a fluted disc pendant accented with a softly raised heart and a single ruby at its center. The fluting gives the piece depth and movement , while the heart detail adds just enough sentiment to keep it personal. The pendant is paired with a 14k gold paperclip chain, giving the necklace a modern edge that balances its vintage origins. It wears beautifully on its own and layers effortlessly with other chains and